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Mortgage Mike
Mortgage Mike
  • Home
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    • Refinancing Your Home
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    • Get Pre-Approved
    • Contact Us
    • Equity Smart Home Loans
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  • More
    • Home
    • Purchase
      • Primary Mortgage Loans
      • Non-QM
      • Down Payment Assistance
    • Refinance
      • Refinancing Your Home
      • Home Equity Loans
    • Resources
      • Get Pre-Approved
      • Contact Us
      • Equity Smart Home Loans
      • Homebuyer Checklist
      • Mortgage Mike Blog
    • Trusted Partners
      • Real Estate Agents
      • Homeowners Insurance
      • Credit Repair
      • Tax Agencies
  • Home
  • Purchase
    • Primary Mortgage Loans
    • Non-QM
    • Down Payment Assistance
  • Refinance
    • Refinancing Your Home
    • Home Equity Loans
  • Resources
    • Get Pre-Approved
    • Contact Us
    • Equity Smart Home Loans
    • Homebuyer Checklist
    • Mortgage Mike Blog
  • Trusted Partners
    • Real Estate Agents
    • Homeowners Insurance
    • Credit Repair
    • Tax Agencies

Which Financing Option Is Right for You?

Refinance Your Home

Refinance home in orlando florida

Rate & Term

 

 Lower your interest rate or shorten your loan term with a Rate and Term Refinance in Florida. 


This refinance helps homeowners replace their current mortgage with better terms, saving money over time or paying off the home faster. 


Explore your options and see how much you could save today. 


Refinance Your Home

Florida home with American flag representing Cash-Out Refinance options.

Cash-Out Refinance

 

 Access your home’s equity with a Cash-Out Refinance in Florida. 


Replace your existing mortgage with a new one and receive cash at closing to pay off debt, make home improvements, or invest in your goals.


 Find out how much equity you could access with a quick consultation. 


FHA Streamline

Florida home with “FHA Streamline Refinance” text overlay.

FHA Streamline Refinance in Florida

Lower your monthly payment with an FHA Streamline Refinance in Florida.


 No appraisal, minimal paperwork, and fast approval make it one of the easiest ways to refinance your FHA loan. Designed for current FHA homeowners with on-time payments, this program helps you lock in a lower rate or switch to a fixed loan quickly and hassle-free. 


See how much you could save — schedule a free consultation today. 


VA IRRRL

Florida home with “VA IRRRL Streamline Refinance” text overlay.

VA IRRRL

Lower your rate or monthly payment with a VA IRRRL (Interest Rate Reduction Refinance Loan) in Florida. 


This VA Streamline Refinance is designed for eligible veterans, active-duty service members, and surviving spouses who already have a VA loan. No appraisal or income verification required — just a faster, simpler way to refinance your mortgage. 


See how much you could save — schedule a free consultation today. 

Disclaimer: Loan eligibility and approval are subject to underwriting guidelines, program requirements, and credit approval. VA, FHA, and USDA loans are government-backed but not issued directly by the government. Not all applicants will qualify.


Michael Garcia - Mortgage Loan Officer | NMLS# 2343952  

Equity Smart Home Loans, Inc NMLS# 856170

 

Visit equitysmartloans.com. Rates, Fees and Programs are subject to change without notice. This is not a guarantee or a commitment to lend. Some products may not be available in all states. Not all applicants qualify for financing, subject to review of credit/collateral. Equity Smart Home Loans NMLS#: 856170 DRE#: 01906808 Headquarters: 

1499 Huntington Dr Suite 500, South Pasadena, CA 91030, (323) 258-4317 


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