Which Financing Option Is Right for You?
Common Non-QM programs
Flexible loans for buyers who don’t qualify the traditional way. Great for self-employed, investors, or unique income situations.
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DSCR Investor Loans
No tax returns. No W-2s.
We qualify based on the property’s rental income, not your job history.
Works well for: Real estate investors and business owners.
Bank Statement Loan
Self-employed? No problem.
We’ll use your last 12 to 24 months of business or personal bank statements to qualify.
Works well for: Entrepreneurs, freelancers and 1099 earners.
Asset-Based Loans
No Income/No Job? No Problem!
Use your savings, investments, or retirement funds to qualify.
Works well for: Retirees, high-net-worth clients, or anyone with strong assets but limited income.
Disclaimer: Loan eligibility and approval are subject to underwriting guidelines, program requirements, and credit approval. VA, FHA, and USDA loans are government-backed but not issued directly by the government. Not all applicants will qualify.