Which Financing Option Is Right for You?
Primary Mortgage Loans
Conventional
Ideal for buyers with good credit and stable income. These low-down-payment loans offer predictable rates and reliable approval timelines. Great for first-time and repeat buyers.
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FHA
Perfect for first-time buyers or anyone with limited savings or lower credit. FHA loans offer low down payment options and more lenient qualification guidelines.
VA Elite
If you've served, this is one of the best loan options out there.
Zero down. No monthly mortgage insurance. Competitive rates.
Works well for: Veterans, active-duty service members, and surviving spouses.
USDA
Provides 100 percent financing for homes in eligible rural and suburban areas. USDA loans are ideal for moderate-income buyers seeking an affordable path to homeownership.
Disclaimer: Loan eligibility and approval are subject to underwriting guidelines, program requirements, and credit approval. VA, FHA, and USDA loans are government-backed but not issued directly by the government. Not all applicants will qualify.