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Your Homeownership Game Plan Starts Here
Not sure where to start?
Let’s chat about your goals and find out which home loan fits best.
FHA, VA, Conventional or Non-QM (Self-employed,Investor)
No pressure, just straight answers from your local mortgage guy.
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Meet Mortgage Mike
Michael Garcia, NMLS #2343952 – Powered by Equity Smart Home Loans, Inc.
Hi, I’m Mike, a licensed mortgage loan officer helping first-time homebuyers and families across Orlando, Clermont, Lake County, and all of Central Florida.
I make the mortgage process simple, stress free, and tailored to your goals from getting pre-approved to closing day.
Whether you’re exploring FHA, VA, USDA, or Conventional home loan options, refinancing your mortgage, or searching for down payment assistance in Florida, I’ll provide clear numbers, honest answers, and a game plan you can trust.
Outside of helping clients, I’m a husband, proud dad, drone hobbyist, and backyard grill master.
Call or text me anytime. I’m here to help you move forward.
